NMMS ONLINE PRE-TEST BY GCERT 15

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NMMS exam Test Free Preparation by GCERT. NMMS exam Pre Test prepared by GCERT so Students can practice more for exam.

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NMMS ONLINE PRE-TEST 1 TO 7  BY GCERT

NMMS ONLINE PRE-TEST BY GCERT 15

Application for a loan in the prescribed form available at any
Post Office shall be made to the Postmaster/ Manager of Central Processing
Centre (GPO/ Head Office) along with the policy document, premium receipt book
(in case of cash policy) and loan repayment receipt book (in case of a second or
subsequent loan) and disbursing officer’s certificate for the last six months for
deduction of premia (in case of pay recovery policy). The loan application form
duly filled in and signed by the insurant, along with the policy document and
other documents as mentioned above shall be handed

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over, against a receipt, to the Postmaster of any Post
Office. The Postmaster concerned shall immediately forward all the papers to
the Postmaster/ Manager of its Central Processing Centre (GPO/ Head Office).
The Postmaster/ Manager of Central Processing Centre (GPO/ Head Office) shall,
on receipt of the application and documents, shall verify connected records
relating to that policy for eligibility of loan and whether the policy is free
from encumbrances.

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  He shall also calculate the amount of loan as admissible on the date of application and sanction the loan, if admissible, on the conditions stated above. A copy of the sanction along with a loan bond with the relevant entries filled in shall be forwarded to the Postmaster concerned with instructions to pay the amount to the applicant after his executing the loan bond, which shall be returned by the Postmaster and kept with the policy and the application for loan in safe custody with the Postmaster/ Manager of Central Processing Centre (GPO/ Head Office).

NMMS ONLINE PRE-TEST BY GCERT 15

 The policy shall be released to the insured person or the party legally entitled thereto after ensuring that the amount of loan and interest have been completely repaid. The amount of loan sanctioned should be in complete multiples of `100/-. Insured person will be supplied by the Postmaster/ Manager of Central Processing Centre (GPO/ Head Office), through the Post Office concerned, with a loan repayment receipt book, in which the Postmaster will enter under his initials with date each installment of amount paid in repayment of the loan. In the event of loss of the loan repayment receipt book, the procedure laid down in Rule 32 shall be followed. The policy against which loan is taken should always be assigned to the President.

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