PM Vishwakarma Yojana 2023

PM Vishwakarma Yojana 2023 :(September 17 is Vishwakarma Jayanthi). Prime Minister Narendra Modi has launched the PM Vishwakarma Kaushal Samman Yojana. People associated with 18 professions will benefit from this scheme. An expenditure (fund) of 13 thousand crore rupees will be allocated for this.

PM Vishwakarma Yojana 2023

Finance Minister Nirmala Sitharaman said that the government will provide up to 8 percent subsidy on loans given to artisans under the PM Vishwakarma Yojana launched by Prime Minister Narendra Modi yesterday.

The Finance Minister said during the launch program of this scheme that the government has made a provision of 13 thousand crore rupees in the budget of 2023-24. Sharing the details of the Vishwakarma scheme, the Finance Minister said that the artisans will be given collateral free loans at an interest rate of 5%.

PM Vishwakarma Yojana 2023

The scheme involves 18 traditional artisans of the region including carpenters, goldsmiths, blacksmiths, masons, stone carvers, barbers and boatmen. Govt Rs. Will give loan up to 3 lakhs. Initially Rs. 1 lakh loan will be given and after 18 months of repayment, the beneficiary will get an additional Rs. 2 lakh will be eligible for it, said the Finance Minister.

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Prime Minister Narendra Modi launched the scheme at the International Conference and Expo Centre, Yashobhoomi in New Delhi on the occasion of Vishwakarma Jayanti. Speaking on the occasion, Mr. Modi said, the scheme is a ray of hope for lakhs of artisans and craftsmen who work with hands and tools.

The main focus of the PM Vishwakarma scheme is to improve the accessibility and quality of products and services of artisans and craftsmen and to ensure that they are integrated into local and global value chains. The scheme aims not only to financially support artisans and craftsmen in rural and urban areas across the country but also to keep the age-old tradition, culture and diverse heritage alive and thriving through local products, arts and crafts.

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One lakh loan will be available at 5% interest

13,000 crore rupees will be spent on the Pradhan Mantri Vishwakarma Kaushal Samman Yojana from the financial year 2023-24 to 2027-28. About 30 lakh traditional artisans across the country will benefit under this scheme. In the first phase of the scheme, workers will get a loan of Rs 1 lakh at 5% interest rate. Also, in the next phase, this amount will be increased to 2 lakh rupees. Artisans and sculptors will also get training under the scheme.

Scheme Eligibility

PM Vishwakarma Yojana 2023 Kaushal Samman Scheme Eligibility

Age minimum 18 years
Benefit to one member per family
Loans should not have been taken for self-employment/business development in the last five years.
A Government servant and his family members will not be eligible.

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PM Vishwakarma Yojana 2023 Documents

aadhar card
Bank Details
Mobile number
Ration card


PM Vishwakarma Yojana Registration

Registration Link

Pradhanmantri Vishwakarma Yojana 2023 Registration
CHC Center, Egram Center and open the link given below for direct registration.


Benefits of PM Vishwakarma Kaushal Samman Yojana

After registration the beneficiary will get PM Vishwakarma certificate and I.D. card
Benefit of toolkit worth Rs.15000/- to beneficiaries after skill verification
Basic skill training with stipend of Rs.500/-
Collateral free loan up to 10,000/- to the beneficiary for a period of 18 months after training
Advance skill training with stipend after completion of first loan Second loan upto Rs.200000/- for a period of 30 months
Incentives and other benefits at the rate of Rs.1/- per digital transaction for 100 (monthly) transactions

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